List of Opay USSD code and transfer code 2024 (OTP): Opay USSD code for OTP, Opay USSD code for balance, Opay USSD code for transfer, Opay USSD code for MTN, how to activate Opay USSD code, Opay USSD code for data.
With Opay emerging as one of the best Microfinance banks in Nigeria, a lot of people are becoming interested in knowing more about this bank, well, one of the numerous pieces of information we will share here is about the List of Opay USSD code and transfer code 2024 (OTP).
Unlike commercial banks, which have numerous branches scattered across the country, Opay has a few branch offices in a few states, so what will the users in the states with no office do anytime they want to make a transfer or any bank-related issue? Now, this is where the List of Opay USSD code and transfer code comes in handy. Read on to find out more.
What is the Opay Bank Transfer Code?
An Opay Bank transfer code, usually referred to as a USSD code, is a short, orderly, easily remembered number that allows their customers to carry out various banking transactions with the use of their mobile phones. This code is provided by Opay Bank and is designed to ensure a stress-free and faster way for their customers to access banking services without the need for internet connectivity or visiting the bank.
This code is *955# and it helps you in numerous ways, like buying airtime/data, checking balance, transferring funds, and many other things.
Functions of the Opay USSD Code
The functions of the Opay USSD Code may vary, but generally, there are important things it does that make it convenient for its customers, and they are:
- Mobile Money Transfer
The USSD code helps with the function of sending money to other users and to also transfer funds between accounts.
- Airtime Purchase
You can recharge your mobile phone or even for a friend.
- Balance Inquiry
You can also check your account balance.
- Bill Payments
You can pay utility bills, like electricity, water, or other services.
- Loan Services
With the USSD code, you can access the loan information or apply for it.
- OTP (One-Time Password) Generation
Obtaining OTPs for more secure transactions.
With all these functions, you can see there is no need to stress yourself with going to the bank or having an internet connection.
List of Opay USSD codes and transfer codes
| Transactions | USSD Codes |
|---|---|
| Transfer to Opay Account | 955*1*Amount*Account No# |
| Transfer to Bank Account | 955*2*Amount*Account No# |
| Airtime for Self | *955*3*Amount# |
| Airtime for Others | *955*3*Amount*Phone No# |
| Data | *955*4*Phone No# |
| Get OTP | *955*010# |
| Betting | *955*5# |
| Electricity | *955*6# |
| Check Balance | *955*0# |
| Card Activation | *955*03121# |
Opay USSD Code for Transfer: How to Transfer using the Opay USSD Code
Now that you have gotten the USSD code for transfers on Opay from the info above, I’m going to give you details on how to use it.
The first step is to:
Dial the Opay USSD Code
You have to first dial the Opay USSD code on your mobile phone. This might vary depending on your location, but it is *955# for Nigerians.
The second step is:
Navigation
Now, once you have dialed the code, you will get a menu on your screen, and it says “Transfer” or “Send Money.”
The third step is to:
Select the Transfer Option
Press the option for money transfer, which might also be written as “Send Money,” “Transfer Funds,” or something similar.
The fourth step is to:
Enter Receiver’s Details
Give the important details such as the receiver’s phone number, account number, or any required information. Most times, you may be asked to enter the recipient’s Opay wallet number.
The fifth step is:
Enter the Amount
You have to enter the amount of money you want to transfer.
The sixth step is to:
Confirm the Transaction
Cross-check the details of the transaction to ensure there is no mistake. Then go ahead and confirm the transaction.
The seventh step is:
Enter PIN or OTP
You have to enter your Opay PIN or a One-Time Password (OTP) which will be sent to your registered mobile number.
The last step is:
Transaction Confirmation
After the transaction is successful, you will receive a confirmation message on your screen and also an SMS confirmation for a debit alert.
Opay USSD Code for Airtime: How to buy airtime using the Opay USSD Code
Same process as the transfer details, but with a little difference, follow the following steps to successfully buy an airtime:
- Dial Opay USSD Code
Firstly, dial the Opay USSD code on your mobile phone.
- Check the Menu
After you dial the code, a menu will appear on your screen. Then look for an option that says “Airtime” or “Recharge.”
- Select Airtime Option
Click on the option for airtime.
- Enter Phone Number
Enter the phone number you want to recharge airtime.
- Enter Amount
Enter the amount of airtime you want to purchase.
- Confirm the Transaction
Check the transaction details and confirm.
- Enter PIN or OTP
After cross-checking your details, enter your Opay PIN or One-Time Password (OTP) which will be sent to your registered mobile number.
- Confirm Transaction
You will receive a confirmation message on your screen if the transaction is successful and an SMS debit alert.
In conclusion
Thankfully, the USSD codes are useful in one way or the other, however, it is much better to use the Opay app as it has many convenient features. If you are interested, we have an article on how to open an Opay account.
We hope this List of Opay USSD Code And Transfer Code is useful and helpful, we also have an article about other banks, do well to check them out.
